No emergency fund, no savings, NO unemployment. What happens next?

Damn, the economy is really shot to hell.

With all problems that the US is facing now because of this economy crisis, and because millions of jobs are being cut at lightening speeds, it was only a matter of time before unemployment funds would begin to run out as well.

Last month, unemployment offices in Michigan, a state which already had a high level of unemployment, has begun to borrow money. According to a report by the CNN, other states (such as California, New York, Indiana, etc.) face insolvency by year 2009, which is right around the corner. Not good.

Think about it. What would you do if you got laid off from your job? But you couldn't receive unemployment? Like most, I'm having an extremely tough time saving anything from my paycheck, so what happens next?